INSURANCE: ALL PERSONS ATTENDING THE RALLY OR SOCIAL EVENTS DO SO ENTIRELY AT THEIR OWN RISK. NO RESPONSIBILITY FOR PERSON OR PROPERTY IS ACCEPTED BY THE ORGANISERS.

If a member is injured or his property damaged or he damages the landowners or another member’s property, he can only claim against the Caravan Club under it’s policy providing he can prove negligence on the part of the Rally organisers or landowners.

He can not claim in connection with his own acts or those of other members or their families. Indeed members are advised to make their own arrangement to insure against their own negligence. This is a matter which is normally provided by the third party section of a motor car policy or a caravan policy or perhaps a personal liability policy, which is sometimes included with a normal householders policy where vehicles are not involved. Perhaps it should be mentioned that while the Road Traffic Acts make it necessary for car drivers to insure their third party liability for personal injury to others they do not make third party insurance for the property damage compulsory. However, most members will have policies covering damage to property as well as injury, although if they do not, then any damage to a third party, i.e. a fence, or outbuildings on a farm, might well have to be made good out of their own pockets.

The normal policy issued for a caravan thorough Caravan Club Headquarters, or for example by the Sun Alliance and London Insurance Group does include full third party risks and if a members has this Caravan Policy a Comprehensive Motor Insurance and also personal Liability Policy he will have protected himself as far as possible against third party claims.